Clear Information

No Surprises

We understand that questions about insurance and fees can sometimes feel uncertain. Our goal is to make the process as clear and straightforward as possible—so you know what to expect before, during, and after your visit.

Insurance Plans We Accept

We accept most major dental insurance plans commonly used in Ontario, including:

Most Employer / Government sponsored dental benefit plans
Plans administered by providers such as Sun Life, Manulife, Canada Life, Green Shield Canada, Desjardins, and Blue
Other private or group insurance plans.

If you’re unsure about your coverage, our team can help you review your benefits and guide you accordingly.

Blue Cross Blue Shield logo
Desjardins logo
Sun Life Financial logo
GreenShield logo
Manulife logo
Canada Life logo

Canadian Dental Care Plan
(CDCP)

The Canadian Dental Care Plan (CDCP) is a federal program designed to improve access to dental care for eligible Canadians.

We are committed to supporting patients who are covered under CDCP and helping them understand how their benefits apply.

What to know about CDCP:

Coverage depends on eligibility and income
May not cover full treatment costs
Some procedures require pre-authorization
Co-payments may apply

Before proceeding with treatment, we review your eligibility and provide a clear estimate so you understand any out-of-pocket costs.

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Understanding your Coverage

Every insurance plan is different.
Coverage depends on your individual policy, including:

Coverage percentages
vary by plan and
procedure

Annual maximum
limits apply to most
plans

Frequency limits for
cleanings and
treatments

Estimates and Transparency

Before starting treatment, we provide clear estimates based on:

Your clinical needs
Your insurance coverage (when available)

This helps you understand the expected costs and avoid unexpected expenses.

Convenience

Direct Insurance Billing

For most insurance plans, we offer direct billing (assignment of benefits). This means we submit claims on your behalf, and your insurance provider pays their portion directly. You would only be responsible for:

Any co-payment
Deductibles
Services not covered under your plan

Claims Submitted

Directly to your provider, so you don’t have to manage paperwork or follow-ups yourself.

Efficient Processing

Fast, hassle-free experience with quick handling to keep your visit smooth.

Pay the Difference

Only co-pay and deductibles, with clear breakdowns to k now exactly what to expect.

If You Don’t Have Insurance

We welcome patients without insurance

We provide clear options to help you plan your care comfortably in case of no insurance.

Explore Payment Options
Explore Payment Options
Clarity

Have Questions About Your Coverage?

Our team is happy to help you understand your benefits and consult you with best options available m before your visit.

Contact Us
Contact Us

Frequenty Asked
Question

From reservations to dietary preferences, here’s all the information you need before dining with us

Will my insurance cover the treatment I need?

Coverage depends on your specific plan, including what procedures are included, how much iscovered, and your yearly limits. Before starting treatment, we review your benefits whenpossible and provide an estimate so you understand your expected out-of-pocket cost.

Do you accept my insurance plan?

We accept most major dental insurance plans used in Ontario, including employer-sponsored andprivate plans. If you’re unsure, our team can help check your coverage and guide you beforeyour visit.

Do you offer direct billing to insurance?

Yes, in most cases we can submit claims directly to your insurance provider. This means youonly pay the portion not covered, such as co-payments or deductibles.

What is CDCP and how does it work?

The Canadian Dental Care Plan (CDCP) is a federal program that helps eligible Canadiansaccess dental care. Coverage varies based on income and eligibility, and some treatments mayrequire approval. In some cases, a portion of the cost may still be your responsibility.

What if I don’t have insurance?

You are still welcome at our clinic. We provide clear treatment plans and cost estimates so youcan make informed decisions and plan your care in a way that works for you.

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